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Oakland races a May 25 deadline to stay in flood insurance program

Oakland City Council: New floodplain rules adopted as an emergency ordinance to protect flood insurance, plus up to $1.1M for illegal dumping and a first vote on $200M in borrowing.
Oakland
City Council Meeting
May 19, 2026

TL;DR

  • The council adopted Oakland's new floodplain rules as an emergency ordinance to beat a May 25 federal deadline and protect flood insurance for property owners.
  • The council put up to $1.1 million behind an illegal dumping action plan, though several members said cleanup alone has not worked.
  • The council took a first vote to borrow up to $200 million to cover general fund cash flow, with a second vote set for June 2.
  • The council renamed the plaza at the Oakland LGBTQ Community Center "Moore Hope Plaza" for two organizers killed in a 2024 car crash.
  • The council funded new flashing pedestrian crossing beacons for $304,900.

What happened

  1. Oakland fast-tracked new flood rules to protect insurance
    1. The council adopted new floodplain management rules as an emergency ordinance, making them effective immediately. Staff said the city had to adopt FEMA-compliant rules by May 25 or risk being suspended from the National Flood Insurance Program. The new ordinance replaces the old one and adds Chapter 15.80 to the city code. The vote was 7-0, with Councilmember Fife excused.
    2. What this means for you: If the city had missed the deadline, Oakland property owners could have lost access to federally-backed flood insurance, and the city could have lost eligibility for some federal disaster aid. Adopting the rules on an emergency basis kept that coverage in place.
  2. Council puts up to $1.1 million behind illegal dumping plan
    1. The council approved an Illegal Dumping Expenditures Action Plan, authorizing up to $1,100,000 in contracts and spending from the Comprehensive Cleanup Fund. The plan waives competitive bidding for some contracts. The City Administrator must report back to the council within one year. The vote was 7-0, with Fife excused.
    2. What this means for you: This money funds equipment and contracts to clear illegal dumping. Several councilmembers said during the meeting that cleanup alone has failed and pushed for enforcement, better data collection, and prosecution instead. Councilmember Houston said current fines, some as low as $500 to $1,000, are too light for people dumping hazardous material in his district.
  3. Council takes first vote to borrow up to $200 million
    1. The council cleared a first vote on an ordinance to borrow up to $200 million through tax and revenue anticipation notes. A Treasury staffer said the notes mature in under 15 months and cover cash flow gaps from uneven monthly and tax revenue. The money may also prepay the city's CalPERS pension liability for a 3.34% discount. The vote was 7-0, with Fife excused. A second and final vote is set for June 2.
    2. What this means for you: This is short-term borrowing the city does to smooth out its general fund operations across the year. It is not tied to any single program or service. The borrowing is not final until the June 2 vote.
  4. Plaza at LGBTQ center renamed "Moore Hope Plaza"
    1. The council renamed the plaza at the Oakland LGBTQ Community Center as "Moore Hope Plaza." It honors Peggy Moore and Hope Wood, two Bay Area organizers killed in a car accident in May 2024. The vote was 7-0, with Fife excused.
    2. What this means for you: The plaza in the LGBTQ cultural district now carries the two women's names. Councilmembers said Moore ran for Oakland City Council, worked on presidential campaigns, and mentored many local people who later entered public service.
  5. Council funds new flashing crosswalk beacons for $304,900
    1. The council awarded a $304,900 construction contract to Bay Area Lightworks, Inc. for the HSIP 9 Rectangular Rapid Flashing Beacon Project. The vote was 7-0, with Fife excused.
    2. What this means for you: The project installs flashing beacons at crosswalks to make pedestrians more visible to drivers. Councilmember Houston spoke about several people killed crossing streets in his East Oakland district in recent years.

What residents brought up

  • Youth and residents asked the city to spend its lead settlement money. During open forum, a series of high school students and residents working with La Clinica de la Raza's Healthy Homes Initiative, Casa CHE, and All Children Thrive asked the council to use the city's lead-paint legal settlement funds for a lead abatement program and proactive rental inspections. One speaker cited a KQED report that 83% of Oakland rental houses are lead-contaminated. One teen said her 7-year-old sister was diagnosed with lead poisoning after spending time in a contaminated home.
  • Residents of a senior building asked what the city will do about conditions. A resident thanked councilmembers for inspecting her building and asked what would be done to clean it up. Another resident said she had asked for grab bars in her bathroom for five years and had fallen repeatedly, and reported roaches in her unit.
  • A speaker challenged the May 5 approval of prior minutes. A frequent commenter repeatedly argued that an April 14 tie vote on a tree ordinance had failed, and that revisiting it on May 5 violated open-meeting law. He urged the council to "cure and correct" the action.

Also happened

  • The council renamed 40th Avenue between Mera Street and Carrington Street "Gary Payton Way" and authorized a plaque honoring the Oakland basketball legend.
  • The council adopted resolutions supporting eight state bills, including measures on illegal dumping penalties, smoke shop regulation, an affordable housing bond, and a shelter bed transparency act.
  • The council recognized May 2026 as Affordable Housing Month.
  • The council settled the Madisyn Clark v. City of Oakland case for $55,000, tied to a dangerous condition of public property.
  • The council accepted a $1,351,113.75 state health award for the CalAIM-Ready Oakland Project, committing a $675,556.75 local match.
  • The council continued a vote on a $255,000 easement purchase at 260 Oak Street to June 2.

For any updates or corrections, please email steven@polisdesk.com